reviews on phone

Which card gives cash back ?

I kept it cause there was no return label

Lately I get my orders without a return label. The last 5 items that came recently did not have label.

In fact my improvements pool side carts do not. I wanted to send back a damaged one but shipping was too much. I got them on clearance for $35 or so so.

I would rather have my s&h credited back to my card. By putting it in spendable Kash makes one shop more which is what they want. Hope it works for the best for all.

Thank you for sharing this! I DO have an HSN card, and it is on fire this weekend!
I always love the extra flex offered with it. I did recently return an item and saw that SK amount noted in the email confirmation. I didn’t know what that meant. Now I do! I love this new benefit. Thanks, again, for posting this.

When I recently return some defective items the CS Rep explained to me that if it is something related to them, like a price change or some other perk we have 90 days to use that SK. If it’s for items we’ve returned and chose SK rather than a refund to our card then we have a year to use that SK.
Who can wait a year? Mine was gone the next week!

Pipman, if you go to your account, where you have spendable kash listed, if you click on ”spendable kash” it will tell you when each amount expires.  I found by accident, but it is helpful!

I only have one credit card that I’ve had for years.  It gives me cash back which I would prefer to have rather than spendable ka$h.  Still think it’s a nice perk for HSN cardholders.  Hopefully it won’t encourage returns. 

its a perk that i will not be able to take part in.

1.  this is a legal way to discriminate

2.  i haven’t used hsn card in years and will not, i only use AMEX.

3.  i return very little and then its only because it’s defective and i don’t get charged for the return shipping anyway.

they make a nice fortune from the interest on the hsn card.  house cards are extremely profitable. so it is to their advantage to encourage use by adding perks that are only available with use of the card.    some people claim they will only use the perks and pay off the card monthly, dodging the interest.  but most consumers do not.  hence the profitability.

Since using the Easy Return Label gets your card charged for the return postage, IT IS  a nice side benefit to have that Spendable Kash credited to you. I got an email about it a few days ago. I do use the easy return labels just for the ease of them, IF I have to return anything, which is rare. People like me that seldom return things, and with items limited to what is eligible for this program, you have to wonder how much this is going to really cost HSN…But it’s just incentive to buy more. Clever, HSN…Very clever……:smileywink:

One BIG issue tho…those dang constant reminders popping up all the time that you have spendable kash…they make me nuts!!!!!!!!! 

I think it’s pretty darned cool. And as long as I’m shopping like an addict, my Spendable Ka$h would not be around long. Hey, maybe with this program, HSN will now tell us in our account, when our SK amounts expire.

But…I only have one card…my Credit Union Visa…I’m happy, happy with it and them…and it has a rewards program.

Oh and I rarely ever return…only if it’s defective…thank goodness they don’t (yet) sell men’s clothes!